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Legal proceedings for negligent advice and/or services are not restricted to the traditional professions such as law, medicine, accounting or architecture. The everyday activities of your company and your people can leave you exposed. The provision of services and offering of advice can leave you open to allegations of negligence and the ever-increasing possibility of civil actions against your company or its employees. To help protect your company against such allegations HDFC ERGO General Insurance Company Ltd. has introduced Professional Indemnity Policy. The policy should be considered an integral part of any comprehensive Professional Risks program.
This policy will cover your company and all subsidiaries, past and present directors, officers, partners and employees for claims brought against them while performing professional services.

Features:

	Worldwide cover.
	Past, present or future partner, director, officer or employee whilst conducting professional services.
	Full severability of cover, wherein no fact pertaining to or knowledge possessed by any insured person, shall be imputed to another insured person to determine available cover.
	No retroactive date.
	Extended Reporting Period available if the insured cancels or does not renew.
	Written demands for monetary damages in civil proceedings in Singapore or overseas. It also extends to cover formal investigations by regulatory bodies and arbitration proceedings; judgements and settlements.
	Coverage for acquired subsidiaries, run-off coverage for sold companies.
	Fidelity Guarantee cover can be provided by way of a separate policy with a separate limit of liability.