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Travel Policies: Helping to keep you safe wherever you go, however you go
If your business takes you places, it helps to play safe. Fact is, travel in India or worldwide is an essential part of most executives’ working lives. Of course, along with it come the risk and responsibilities for any personal and financial hardships your people might face on a business trip. That’s why HDFC ERGO General Insurance offers you a range of business travel policies that cover your people for any accident, sickness, loss and even medical attention in an emergency that may occur while travelling.
	A Range of Travel Insurance Plans to protect you
	The Domestic Travel Policy covers people travelling in India.    The International Business Travel Policy covers people who are travelling internationally.    An annual multi-trip Business Travel Policy has also been specifically designed for frequent travellers. The maximum trip is normally 30 days but can be extended to 180 days.
	Typical Benefits of a HDFC ERGO General Insurance Travel Policy
	Accidental Death: Covers the insured in case of loss of life in an accident. Permanent Disablement: Pays a benefit if the insured is permanently disabled in an accident.
	Optional Benefits
	Emergency Medical Expenses: Reimburses the insured for expenses incurred for an accident or illness while travelling overseas only. Emergency Medical Expenses (Accident only): Reimburses the insured for expenses incurred for an accident while travelling in India only. Emergency Travel Benefits: Includes emergency medical transport, medical/body repatriation, location and transfer of medication and/or medical by-products, emergency travel expenses for a family member and an insured person’s child, or a replacement colleague. Baggage Delay: Provides an amount for emergency purchases. Baggage Loss: Pays for replacement of lost baggage, personal documents or personal effects. Flight Delay: Pays a benefit for each hour that the insured’s flight is delayed. Hijacking: Pays a benefit for every 6 hours the insured is held on a hijacked common carrier. Trip Cancellation: Pays travel and/or accommodation expenses if the insured’s trip is cancelled. Trip Interruption: Pays travel and/or accommodation expenses if the insured’s trip is interrupted. Frequent Flyer Interruption – Emergency Travel: Pays for the costs of a first class train fare or economy class air fare to return home, upon interruption of travel arrangements made with a recognised Frequent Flyer programme. Contingency Travel Benefit: Pays for reimbursement of coffin expenses, legal assistance following an automobile accident, emergency hotel accommodation and/or emergency hotel extension on occurrence of a contingency covered in the policy. Assistance Provider Services: Helps with emergency medical transport or repatriation, related services, as well as advice on pre-departure information such as visa requirements.
	Additional Benefits Available
	Kindly contact us for more information. The premium payable on the policy would be dependent on the additional benefits purchased. Please note that all benefits are subject to a maximum amount as stated in the policy. In addition, some benefits are subject to a deductible or a franchise which will be taken into consideration when handling a claim. These will be clearly noted in any quotation released or any policy issued.
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This content is descriptive only. Actual coverage is subject to the language of the policies as issued.