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Terms of Use
 

References to terms ‘you’, 'your' and 'yours ‘shall mean any visitor to our website (hdfcergo.com) and References to terms 'we', 'us' and 'our' are references to HDFC General Insurance Ltd.

By accessing this website and its pages, you are agreeing to the terms and conditions and disclaimers set out below (the 'Terms') and continuing to use this website following the posting of any changes to the Terms will signify your consent to the changes made. Please check the terms and conditions once in a while for changes.

By using this website you authorize us to contact you via email or phone on your contact details provided above and offer you information and services for the product you have opted for. You authorize us to call you for the mentioned purpose for a period of upto 30 days irrespective of whether you are registered with the NDNC registry.

I/We authorize HDFC General Insurance Ltd. to share my/our contact information like name, company name, address, phone number and e-mail etc. relating to me / us, with their affiliate/group companies and also for communicating any promotional marketing offers and other transactional / features / products / services of HDFC General Insurance Ltd. and its affiliate group companies via SMS and Telephone.

I/We have understood the terms and conditions of this insurance contract and agree that the insurance would be effective only on acceptance of this application by the company and the payment of premium by me/us in advance.

I/We agree and confirm that the issuance of the Policy is subject to realization of premium cheque.

Use of information and materials
All information displayed, transmitted or carried on this website (including, but not limited to, directories, guides, articles, opinions, reviews, text, photographs, images, illustrations, profiles, audio clip, video clips, trademarks, logos etc) is protected by and in the name of HDFC General Insurance Ltd. and under all applicable Indian laws, unless otherwise noted and may not be used except as provided in these Terms and Conditions, or in the text on the website, without the prior written permission of HDFC General Insurance Ltd.

The information related to our products provided on this website is indicative of the terms, conditions, warranties and exceptions contained in the insurance policy. For further details, please refer to the sales literature and policy document. In the event of conflict, if any, between the terms and conditions contained in this website and those contained in the policy document, the terms and conditions contained in the policy document shall prevail.

Copyright and trademarks
All the trademarks, logos and service marks, information and content provided, displayed, transmitted or carried on this website (including, but not limited to, directories, guides, articles, opinions, reviews, text, photographs, images, illustrations, profiles, audio clip, video clips, trademarks, logos etc) is protected by and in the name of HDFC General Insurance Ltd. and under all applicable Indian laws, unless otherwise noted and may not be used except as provided in these Terms and Conditions, or in the text on the website, without the prior written permission of HDFC General Insurance Ltd..

Linking to other websites
This website may contain links to other websites operated by third parties and/or its Affiliates (the “Group Sites”), that are not controlled by HDFC General Insurance Ltd., accordingly we do not make any representations concerning the privacy practices or policies of such websites or terms of use of such websites, nor do we control or guarantee the accuracy, integrity, or quality of the information, data, text, software, music, sound, photographs, graphics, videos, messages or other materials available on such websites. HDFC General Insurance Ltd. disclaims all liabilities for the content and/or materials available on such other websites.

Cookies and other technologies
We sometimes collect anonymous information from visits to our website to help us provide better customer service. For example, we keep a track of the domains from which people visit and we also measure visitor activity on HDFC General Insurance Ltd. website, but we do so in ways that keep the information anonymous. HDFC General Insurance Ltd. or its affiliates or vendors may use this data to analyze trends and statistics and to help us provide better customer service. We maintain the highest levels of confidentiality for this information, our affiliates and vendors follow the same high levels of confidentiality. This anonymous information is used and analyzed only at an aggregate level to help us understand trends and patterns. None of this information is reviewed at an individual level. If you do not want your transaction details used in this manner, you can either disable your cookies or opt-out at the download or request page.

Consulting Services
The availability of the information and guidance as part the website does not constitute a recommendation by
HDFC General Insurance Ltd., to buy any policies etc. discussed therein by HDFC General Insurance Ltd. or any of their personnel. Any decisions will be based solely on the Visitor's own evaluation of the policies / products of HDFC General Insurance Ltd. and his/her need for the same. While adequate care would be taken to ensure completeness, accuracy etc of the information/services provided, neither HDFC General Insurance Ltd. nor any of their personnel shall in any circumstance be liable for any loss or damage caused by a Visitor's reliance on information obtained through the website. It is the sole responsibility of the Visitor to evaluate the completeness, accuracy or usefulness of any opinion, guidance or other content made available on the website and the Visitor should consult his/her/its own legal counsel, business Advisor and tax Advisor as to the legal, business, tax and related matters concerning any policies with respect to which guidance is sought or given.

Mailers
HDFC General Insurance Ltd. may, choose to send direct mailers to you at the address given by you. We respect your privacy and in the event that you choose not to receive such mailers, kindly let us know in writing or by an e-mail, we will take all steps to remove you from the list.

Reservation of Rights
We reserve the right to change, modify, add to, or remove portions of these terms of use at any time.


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